Real estate appraisal services for homeowners in the city of Granite Falls and Caldwell County

Check out the top 7 reasons why NC homeowners hire A&S One, Inc.:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to lower their monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a NC divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate

Do you own a house in or near Granite Falls? Do you need help determining the value of your real estate?
Contact A&S One, Inc..

At A&S One, Inc., we understand the unique needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at A&S One, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. A&S One, Inc. is qualified in helping clients just like you rid yourselves of unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining. That only means you're paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from A&S One, Inc. is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. A&S One, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? A&S One, Inc. offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.